At garymandel.com, the privacy and use
of personal information is a matter of concern to us. As a
provider of financial services, the collection and use of
personal information is fundamental to our day-to-day operations
to evaluate insurance and other financial needs of our clients
and to determine which financial products will meet those
needs, to evaluate insurance risks being undertaken and claims
submitted and to properly administer the financial products
and services we offer. Furthermore, as an employer, garymandel.com
is concerned about the personal information of employees and
representatives. Therefore garymandel.com abides by the following
principles which are intended to: · minimize intrusiveness;
· maximize fairness in our use of personal information; and
· protect the privacy and confidentiality of personal information
in our care. Our Position on Privacy
1. Only proper and legitimate
means will be employed to collect personal information.
We will only collect information which is pertinent
to the effective conduct of the Company's business. Whenever
practical, such information will be collected directly from
the individual concerned. In some cases we will ask an independent
source to verify and supplement personal information.
2. Our use of personal information
will be consistent with this policy, our contractual obligations
and the law.
In the ordinary course of business we maintain a file for
every type of product or service we contract to provide, as
well as for each employee and producer. When we collect personal
information and open a file, we will communicate the object
of the file created to the individual concerned, as well as
the purposes for which the personal information is being collected.
Personal information will not be used by garymandel.com employees
and representatives for purposes other than in the performance
of their duties without consent, unless the individual has
been advised of or previously consented to such use. We will
only use personal information in accordance with this policy,
our contractual rights and obligations and the law.
3. We will endeavour to ensure that personal information
collected and used is accurate and timely.
All decisions involving personal information should be based
on accurate and timely information. We will do our best to
base our decisions on accurate information; however, we rely
on individuals to disclose all material information and to
inform us of any changes. Individuals have the right to access
their personal information maintained in a file and, if needed,
they also have the right to request that any inaccurate information
be corrected. When collecting personal information and opening
a file on an individual, the individual will be advised of
the process for access and correction.
4. Personal information will
be made available only to authorized persons.
On request, with satisfactory identification and proof of
entitlement, access to personal information maintained on
file will be provided. Personal information will only be accessible
to garymandel.com employees and representatives who require
access in the performance of their duties and to any person
granted access by the individual, and to those otherwise authorized
by law. Generally, we will provide access to medical information
only through a health care professional.
5. Personal information will be protected by appropriate
safeguards.
Each garymandel.com employee and representative must abide
by our commitment to privacy in the handling of personal information
of our clients and that of employees and agents with whom
they work. In providing information to organizations or individuals
acting on our behalf, we will require such organizations or
individuals to abide by our privacy policy. Disclosure of
personal information will always be restricted to those with
a right to the information. Personal information will be protected
from unwarranted intrusion or release by ensuring that appropriate
information security safeguards are in effect.
6. Using personal information within the garymandel.com.
Garymandel.com is a company providing a variety of financial
products and services. Personal information may be used from
time to time to provide individuals with information on products
and services we think may be of interest and value to them.
If you do not want us to use your e-mail address for this
purpose, please ensure that this is reflected in your online
request for insurance. If your request indicates that you
do not wish to receive information about other products and
services, the only communications you will receive from us
by e-mail will be those that are necessary or appropriate
to the fulfillment of our obligations.
7. Handling of questions
Questions with respect to the privacy of personal information
or the process for access and correction of personal information
should be directed to:
info@garymandel.com
Privacy Officer
20 Holly Street Suite 207
Toronto, ON
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