At garymandel.com, the privacy and use of personal information is a matter of concern to us. As a provider of financial services, the collection and use of personal information is fundamental to our day-to-day operations to evaluate insurance and other financial needs of our clients and to determine which financial products will meet those needs, to evaluate insurance risks being undertaken and claims submitted and to properly administer the financial products and services we offer. Furthermore, as an employer, garymandel.com is concerned about the personal information of employees and representatives.
Therefore garymandel.com abides by the following principles which are intended to:
· minimize intrusiveness;
· maximize fairness in our use of personal information; and
· protect the privacy and confidentiality of personal information in our care.
Our Position on Privacy
1. Only proper and legitimate means
will be employed to collect personal information.
We will only collect information which is pertinent
to the effective conduct of the Company's business. Whenever
practical, such information will be collected directly from
the individual concerned. In some cases we will ask an independent
source to verify and supplement personal information.
2. Our use of personal information
will be consistent with this policy, our contractual obligations
and the law.
In the ordinary course of business we maintain a file for every
type of product or service we contract to provide, as well as
for each employee and producer. When we collect personal information
and open a file, we will communicate the object of the file
created to the individual concerned, as well as the purposes
for which the personal information is being collected. Personal
information will not be used by garymandel.com employees and
representatives for purposes other than in the performance of
their duties without consent, unless the individual has been
advised of or previously consented to such use. We will only
use personal information in accordance with this policy, our
contractual rights and obligations and the law.
3. We will endeavour to ensure
that personal information collected and used is accurate and
timely.
All decisions
involving personal information should be based on accurate and
timely information. We will do our best to base our decisions
on accurate information; however, we rely on individuals to
disclose all material information and to inform us of any changes.
Individuals have the right to access their personal information
maintained in a file and, if needed, they also have the right
to request that any inaccurate information be corrected. When
collecting personal information and opening a file on an individual,
the individual will be advised of the process for access and
correction.
4. Personal information will be made available only
to authorized persons.
On request, with satisfactory
identification and proof of entitlement, access to personal
information maintained on file will be provided. Personal information
will only be accessible to garymandel.com employees and representatives
who require access in the performance of their duties and to
any person granted access by the individual, and to those otherwise
authorized by law. Generally, we will provide access to medical
information only through a health care professional.
5. Personal information will be
protected by appropriate safeguards.
Each garymandel.com employee and representative
must abide by our commitment to privacy in the handling of personal
information of our clients and that of employees and agents
with whom they work. In providing information to organizations
or individuals acting on our behalf, we will require such organizations
or individuals to abide by our privacy policy. Disclosure of
personal information will always be restricted to those with
a right to the information. Personal information will be protected
from unwarranted intrusion or release by ensuring that appropriate
information security safeguards are in effect.
6. Using personal information within the garymandel.com.
Garymandel.com is a company providing a variety of
financial products and services. Personal information may be
used from time to time to provide individuals with information
on products and services we think may be of interest and value
to them. If you do not want us to use your e-mail address for
this purpose, please ensure that this is reflected in your online
request for insurance. If your request indicates that you do
not wish to receive information about other products and services,
the only communications you will receive from us by e-mail will
be those that are necessary or appropriate to the fulfillment
of our obligations.
7. Handling of questions
Questions with respect
to the privacy of personal information or the process for access
and correction of personal information should be directed to:
info@garymandel.com
Privacy Officer
20 Holly Street Suite 207
Toronto, ON
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(416) 486-3989 ext.506
1-800-391-3989
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